As a convenient and fast payment method, WeChat change has been welcomed by the majority of users. However, when using WeChat change to pay, sometimes there will be a situation of "having money but not being able to pay", which brings a lot of trouble and doubts to users. Let us explain in detail the three situations that may cause WeChat change to be unusable.
First of all, if WeChat prompts that there is a risk in the payment environment, it is usually due to a security loophole in the user’s mobile phone system, or the user uses WeChat payment in an informal network environment, which causes WeChat to detect that the payment environment is not safe, and suspends the transaction function to ensure the safety of the user’s funds. At this time, the user needs to check the account according to the prompts on the page or enter the "WeChat Pay" official account, send a message about the payment environment test, and operate according to the message reminder to ensure the security of the payment environment.
Secondly, if WeChat prompts that the change has reached the limit, it means that the total amount of change payment in the user's current account has reached the regulatory limit of 200,000 per year. It should be noted that: "The change payment limit is shared by all payment accounts under the name". In this case, the user can try to transfer the change funds to Lingqiantong/bank card, use Lingqiantong/bank card for payment, or complete the transaction through other payment methods.
Finally, if WeChat prompts that the real-name certificate has expired, it is usually because the ID photo uploaded by the user has expired. According to the regulations of the People's Bank of China, the user needs to re-upload a valid photo to complete the authentication. In this case, the user can enter the "Me" page of WeChat, click "Payment" → "Real Name Authentication", and then follow the prompts on the page.
In short, as a mainstream payment method, WeChat may have different problems and error prompts during use. If encountering a situation where WeChat change cannot be used, the user needs to read the error message carefully and take corresponding solutions according to the specific situation. At the same time, it is also necessary to pay attention to protecting the security of personal accounts to avoid unnecessary losses and troubles.