We respect and protect the privacy of our users. This privacy policy will tell you how we collect and use information about you and how we keep it safe.
You must read this privacy policy carefully before becoming a user and agree to all privacy policies. This privacy policy will take effect immediately after you register as a user of the bank and will be binding on you and the bank.
I. user information we may collect
When we provide services, we may collect, store and use the following information about you. If you do not provide relevant information, you may not be able to register as our user or enjoy some of the services we provide, or you may not be able to achieve the intended effect of the relevant services.
1. The information you provided
• the personal information you provide to us when you register an account or use our services, such as phone number, id number, bank card number, etc.
• the information you share with other parties through our services and the information you store when using our services.
2. Your information Shared by other parties
• share information about you provided by other parties when using our services.
3. We obtained your information
We may collect the following information when you use the service:
Log information, refer to when you use our services, system may automatically collected by cookies, web beacons, or by other means of technical information, including: equipment or software information, such as your mobile device and a web browser or other program used to access our services provided by the configuration information, your IP address and mobile version and the equipment used in the identification code; And other information and content details that you may require when using our services.
• location information refers to the information collected about your location when you enable the device location function and use the relevant services provided by us based on location. You can stop the collection of your geographic location information by turning off the location function.
• transaction information means that we analyze the transaction data you have formed on the platform of zhongxing and form a user credit database.
4. Your information provided by the cooperative organization
, we will have a third party (including but not limited to, the agency through legal personal credit information database and external data) check your credit report of the identity and contact information such as personal identity, telecommunications, information, basic information such as address, location, and associated information and personal loans, credit CARDS and guaranty credit and form all kinds of transaction records in commercial activities, personal credit transaction information and public cost payments, illegal information and other information of non-bank information, Obtained your portrait, work status, income status, family status, social relationship status, recruitment and application, as well as your transaction records and use information in the bank.
How might we use user information
• when we provide services, it is used for authentication, customer service, security protection, fraud detection, archiving and backup purposes to ensure the security of the products and services we provide to you;
• help us design new services and improve our existing services;
• enable us to better understand how you access and use our services, so as to respond to your personalized needs;
• software certification or management software upgrades;
• involve you in the investigation of our products and services.
In order to enable you to have a better experience, improve our services or other USES agreed by you, subject to relevant laws and regulations, we may use the information collected through one service in a pooled or personalized way for our other services. For example, information collected when you use one of our services may be used in another service to provide you with specific content, or to show you information that is relevant to you but not generally pushed. You may also authorize us to use the information provided and stored by the service for our other services if we provide the corresponding option in the relevant service.
3. User information we may share with third parties
We may share your personal information under the following circumstances:
• if you have overdue loan principal and interest, we will disclose your user information to the public (including but not limited to the lender, contacts updated from time to time in your mobile phone address book, contacts updated from time to time in the mobile phone of such contacts, contacts or groups of social accounts provided by you);
• we will disclose your user information to registered users upon request when other registered users initiate proceedings against your breach of contract in the zhongxing activity;
• provide your user information to administrative or judicial authorities at their request;
• when the creditor entrusts collection, provide your user information to the entrusted collection subject;
• when you apply for relevant products and services from a third-party cooperative agency through the platform of zhongxin, we will provide your user information to the third party according to your authorization;
, we and our affiliates, may be your personal information with our affiliates, partners, and third party service suppliers, contractors and agency (for example, on behalf of the communications we send text messages or push notification service providers, provide us with the location data of map service provider) share (they may not be located in your field, in order to we provide you with or improve our services;
• as our business continues to grow, we and our affiliates may conduct mergers, acquisitions, asset transfers or similar transactions, and your personal information may be transferred as part of such transactions;
• situations where it is legally required to provide your user information to third parties;
How do we protect user information
We use a variety of security techniques and procedures to prevent loss, misuse, unauthorized access or disclosure of information. However, please understand that due to the limitations of technology and all possible malicious means, it is impossible to guarantee 100% security of information in the Internet industry even if every effort is made to strengthen security measures. You need to understand that the systems and communication networks you use to access our services may have problems due to factors beyond our control.
V. revision of privacy policy
Due to changes in laws and regulations, and to keep pace with new developments and possible trends of the Internet, we may revise this policy from time to time. Therefore, we reserve the right to implement such changes in our sole discretion, and if such changes result in a material reduction of your rights under this privacy policy, we will notify you by placing a prominent notice or push notification on the home page or otherwise prior to the changes taking effect. In such case, by continuing to use our services, you agree to be bound by this privacy policy as amended.
