"Finance" Special Lecture on Credit Tools

"Finance" Special Lecture on Credit Tools

Preface

Finance today talks about credit tools. Record it. I wrote a simple note in the summary notes of "Finance" before .

A set of routines. Was fainted. Finance is a big flicker, taking advantage of loopholes. (Full of malice).

To put it bluntly, it means borrowing money to pay back. The creditor has money and borrows money but is worried about not repaying it. The debtor just wants to borrow money, and I will talk about it later. It can be said that borrowing money to repay money from the perspective of seeking advantages and avoiding disadvantages. The debtor needs money, so he wants to borrow money. Creditors generally do not borrow, but if there is interest, they will be profitable and can borrow money. The problem is that there is no credit basis between the two. So what credit points and loan lines were derived. Pulled away. What are the messy things such as funds, stocks, securities, futures, etc., in the middle credit instruments;

Banks or operators often engage in such word games. Ping Bai Hang my money, mmp.

It is better to have time to study this to produce.

But I have to learn, every time a business war is like taking a loophole. Cannot be exploited by others. I have the opportunity to remember several major events in financial history in the future.

mind Mapping

content

• Credit instrument definition

  • Credit activities use credit instruments as the carrier. The credit instrument is the legal proof of the credit contractual relationship. Also known as financing instrument

• Several credit instruments

  • bill

    • draft

      • Commercial draft

      • Bank draft

    • Promissory note

      • Commercial Promissory Note

      • Cashier's check

    • check

      • Cash check

      • Transfer check

  • letter of credit

    • Written guarantee document

  • credit card

    • A certificate that grants credit

  • stock

    • A shareholding certificate issued to investors by a stock company to raise funds.

  • Bond

    • A security that the debtor promises to the creditor to repay the principal and pay interest on a specified date.

• Basic Features

  • Repayment

  • Profitability

  • fluidity

  • safety

• price

  • Theoretical stock price

  • Theoretical bond price

• Financial derivatives

  • Main type

    • Product form: forwards, futures, options, swaps

    • Trading method: on-exchange, over-the-counter

  • Features

    • Transfer price risk

    • Authoritative price

    • Improve asset management quality

end

There are so many ways in finance. slowly understand.

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