Ordinary people, the logic of making big money

Author | Mr.K Editor | Emma

Source | Technical Leadership (ID: jishulingdaoli)

This weekend, let's not talk about dry goods, let's talk about making money. This article was first published in the planet and answered a member's question: How do ordinary people make big money in today's era.

The logic of making money is essentially three words: scarcity. There are two meanings here: one is to make oneself scarce, and the other is to prevent others from being scarce.

I remember seeing a story in "Antique Bureau Middle Game": There was a contemporary antique dealer who had a Northern Song Dynasty Ru kiln cup worth 5 million. Later, he heard that there was another cup of this kind, so he bitterly After searching for it for many years, it was finally bought at an auction.

When the reporter interviewed him about his mood at this time, he smashed the multi-million-dollar cup in front of everyone. Just when everyone was surprised, the antique dealer took out the cup he treasured. only cups.

The appraiser present was asked to make an estimate, and the appraiser issued an estimate of 30 million on the spot. Because there is only this Ru kiln cup left in the Northern Song Dynasty in the world, the valuation will naturally rise.

This story is about scarcity. Let’s talk about scarcity, and then talk about the practical operation of making money. Brother K said before: small wealth depends on diligence, medium wealth depends on virtue, and great wealth depends on fate. This is the relationship between wealth and personal struggle and fortune.

1. A small fortune depends on diligence .

Be diligent with your hands and feet, and turn your mind quickly. It is not difficult to make a small amount of money.

To be more specific, if you work part-time in a company, you can do the dirty work that others don’t want to do, not only do it, but also do it with your heart, and do it beautifully.

Then the leader will see it in his eyes and remember it in his heart. He knows that you are someone who can share his worries. When it comes time for promotion and salary increase, he will take the initiative to ask the leader. More opportunities are given to you, and you will naturally earn more than others. For another example, if you are temporarily unemployed, as long as you are willing to put down your face and open Didi and deliver food, it is not a problem to spend 10,000 yuan a month in Beijing, Shanghai, and Guangzhou.

This is the most basic level of making money, and the scarcity is also the lowest, and it will be replaced at any time, so you can only make a small amount of money.

2. Wealth depends on virtue .

If you want to make more money, you can't fight alone, you have to rely on the strength of the team and partners.

This requires you to be virtuous, that is to say, to have a heart, know how to be grateful, and be willing to share the fruits of your labor with others. When Li Ka-shing taught his son to do business, he said: "When cooperating with others, if you get seven points and eight points are reasonable, then you only need to get six points."

Du Yuesheng used to be the younger brother of Huang Jinrong, the leader of the Shanghai Youth Gang. One year during the Chinese New Year, Jin Rong gave them 2,000 oceans each. Du Yuesheng was the only one who gave all the money to his subordinates. You should know that with this money, he could sell a bungalow in Shanghai back then. After learning about it, Huang Jinrong said with emotion: "I'm afraid that after my death, Shanghai Beach will be his."

People who are virtuous and willing to share are scarce, so such talents can earn more wealth than ordinary people. Generally speaking, these people are business owners, partners, and senior professional managers.

3. Wealth depends on fate .

If you want to make a lot of money and become a rich man, it depends on your luck.

In the same business, some people make a fortune, and some people lose everything. There are many reasons, such as personal reasons, team reasons, and environmental reasons.

In fact, in my opinion, there is only one reason for not being rich: bad luck. At this time, it has nothing to do with whether you work hard or not. It is pure luck.

What does that mean? Both Bill Gates and Jobs were born in 1955. They successively launched personal PCs, and they became heroes of the PC era.

Ma Yun was born in 1964, Li Yanhong in 1968, and Ma Huateng in 1971. They respectively founded Internet companies around 2000, and later developed into giants, commonly known as BAT.

The age you were born in is your greatest luck, which determines what kind of opportunities you have. If you are not good a few years ago or a few years later, then it is not your luck.

The other is what industry you have chosen. For example, if you are doing the Internet now, no matter how awesome you are, you will not be able to make BAT, right?

I often say that if I started an e-commerce business in 2010, wrote an official account in 2014, and started Douyin in 2018, my business scope would expand by 10 times or 100 times, because I could enjoy the dividends of the times. Dividends are like leverage, infinitely magnifying personal efforts.

In the past 20 years, the superposition of multiple dividends has made many upstream and downstream enterprises in finance, real estate, manufacturing, and the Internet earn a lot of money. Among Brother K's MBA classmates, the richest are those who are engaged in finance and real estate, followed by those in the manufacturing industry, and the service industry. The Internet is considered poor.

Therefore, Dafu relies on luck. What era you were born in and what industry you are in are much more important than whether you work hard or not.

4. Advice on making money for ordinary people today .

It's easy to be a little rich. In a commercial society, as long as a person is not lazy, it is not a problem to make a living.

Zhongfu is relatively more difficult. To be a worker is to be a company manager, and to start a business is to know how to share. Is it hard to do? Let me tell you a set of data first. About 20% of the workers who can be promoted to the management level, and only about 5% of the middle and high-level workers; about 20% of the start-up companies can survive for 3 years. No more than 1% are bigger and stronger. Do you still feel that being rich is easy? Zhongfu is already an elite in various industries in society, and it is also the end point that ordinary people can achieve through personal struggle.

It is even more difficult to get rich. From the perspective of fortune, you have to be born in a big era and choose a big industry. As the financial writer Wu Xiaobo said, there is big water and big fish. If you want to become a big fish, you must at least go to the big rivers. This is the underlying logic of making big money.

Let’s talk about the times first. In peaceful times and under the commercial society, myths of wealth creation appear every year, which shows that there are still windows of opportunity for great wealth.

Let’s talk about the industry, what are the current big industries? I have said it more than once: New energy, electric vehicles, autonomous driving, high-tech manufacturing, software localization, AIGC, and going overseas are all big industries that are currently exploding.

If you want to increase your chances of getting rich, all you have to do is to join a leading company or a unicorn company in a big industry, and work hard to become an executive, partner, or CEO. Strive to enjoy the dividends of the times and industries. With the explosion of these industries and companies, your probability of getting rich will also increase greatly.

Profile

Profile of the account owner: Mr.K , Huang Zhekeng, expert in digital transformation of enterprises, founder of "Duwu Hill", technology blogger, former technical executive of Haier, Zhongtong, and 1 Yaowang, author of "The Way of Technical Personnel Practice" The Summit of Technology Management. Focus on: technology trends, business, personal growth.

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