构建信用评分预测分类模型
将使用信用评分数据构建模型并回答问题。
信用评分预测任务
问题
信用评分预测任务是一个二元分类问题，主要是预测用户是否会在 90 天内偿还信用借款。
数据集结构示例如下：
| Feature | Variable Type | Value Type | Description |
|---|---|---|---|
| age | Input Feature | integer | Customer age |
| DebtRatio | Input Feature | real | Total monthly loan payments (loan, alimony, etc.) / Total monthly income percentage |
| NumberOfTime30-59DaysPastDueNotWorse | Input Feature | integer | The number of cases when client has overdue 30-59 days (not worse) on other loans during the last 2 years |